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Financial Planning

It’s your future. Plan it.

Why we encourage a Financial Planning Approach?

You may have come across the term “financial planning” and wondered what it means. Financial planning is the process of meeting your goals through the proper management of your finances. Life goals can include buying a home, saving for a child’s education, or planning for retirement.

The financial planning process consists of various steps that help you take a “big picture” look at where you are financially. Using this unique process, we can work out where you are now, what you may need in the future and what you must do to reach your goals. The plan is regularly monitored and updated to reflect changes in your goals, lifestyle or address life changing events.

What benefits can you expect?

Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure your goals are on track  

Some objectives may include:

  • Planning for financial security and/or independence
  • Help with goal setting
  • Implementing a goals-based investment and portfolio management strategy
  • Implementing a retirement plan for you or your business
  • Assistance with preparing financially for a job transition
  • A risk assessment review that encompasses various insurance needs
  • Identifying and implementing a strategy that provides for a child’s education

Some on-going engagement and services may include:

  • Yearly goal tracking and assessment
  • Long-range and lifestyle planning updates
  • Cash flow planning to meet current lifestyle needs
  • Ongoing investment management reviews relative to goal achievement
  • Estate and Tax planning discussions*

* In addition to meeting with you, we also are available to meet with your accountant for tax     planning purposes or your attorney to review your estate planning needs.  We encourage these group meetings so that everyone is working together on your behalf to help you achieve your life goals.   

Fees for our financial planning services start at:

  • Initial On-boarding - $500
  • On-going - $150/month
  • Minimum investment - $50,000         

You always remain the focus of the financial planning process.

To learn more about the process and how you may benefit from financial planning we encourage you to contact us for a no obligation consultation.